RegTech integrated with Kensoft's enterprise lending application suite - Retail Lending | Corporate Finance | Microfinance

Kensoft has successfully implemented various aspects of regulatory technology by integrating online statutory reporting and multi-bureau APIs into all core modules of their Award Winning enterprise lending application suite! Kensoft’s FinTech products comprise of built-in regtech solutions with e-KYC integration, CIBIL statutory reporting, online NHB compliant reports, NACH modules with a mandate management system and many more. These application modules are engineered to work with our retail loans system, microfinance system & MSME business loans product.

Our highly specialized core library stack ensures that workflow integration is maintained with functional unification of our core lending engine. These applications and web services are aligned with the system's straight-through-processing in our flagship products of housing finance, corporate lending and microfinance. They have been developed on Oracle Fusion technology with SOA for web service invocations and integration.

Kensoft - ProcessGate: Integrated Lending Application Suite

For instance, our highly comprehensive housing finance software suite has a wide range of system generated reports that cater to monthly, quarterly, half yearly and annual regulatory requirements of NHB (National Housing Bank). We also have CAR (Capital Adequacy Ratio) reporting built in with our loan management systems for catering to the requirements of other national regulators such as the Reserve Bank of India.

To learn more about digitization driven through our enterprise fintech applications, 

please visit ↦ https://m.kensoftnet.com/digitalbanking.html

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Ken-HFS E.E : Integrated Housing Finance Software with PMAY - CLSS Product Suite

With our honourable Prime Minister's vision of housing for all in 2022, under the PMAY (Pradhan Mantri Awas Yojana) scheme. All eligible borrowers can avail interest subsidy on the purchase/construction/enhancement of a house.

Kensoft's enterprise housing finance software has a fully integrated suite of PMAY products with modules that are developed to manage & monitor all loan accounts in the system under the Credit Linked Subsidy scheme (CLSS). Our loan management and accounting engine is designed to handle cases under the EWS (Economical Weaker Section), LIG (Lower Income Group), MIG (Middle Income Group) categories defined in our PMAY product & scheme matrix.

This PMAY product suite has programs integrated with the Loan & Financial accounting engine of Ken-HomeFinSys which handles claim initiations for subsidy, eligibility of subsidy, pending status, and a refund framework with several other features.

Generation of NHB complaint statutory reports are also available online.

For more information on this product suite, please Contact Us

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